Figure Technology Solutions Data Breach: Nearly One Million Customer Identities Exposed via Vishing Attack
On February 19, 2026 , shocking details emerged regarding a massive data leak at Figure Technology Solutions. What was initially downplayed as a minor security incident has now been confirmed as a full-scale exposure of nearly one million customers .
This breach represents one of the most significant fintech security failures of the year, involving the theft of over 2.5GB of sensitive data now circulating on dark web marketplaces.
Scale and Statistics of the Leak
According to independent security analysis, the data set contains nearly a million unique entries. The breakdown of compromised records is as follows:
| Data Type | Total Records Exposed | Impact Level |
|---|---|---|
| Unique Email Addresses | 967,200+ | Critical |
| Dates of Birth (DOB) | 1,004,503+ | Critical |
| Physical Home Addresses | 941,184+ | High |
| Phone Numbers | 925,588+ | High |
The majority of these victims were users of Figure's Home Equity Line of Credit (HELOC) services across the United States.
The Mechanism: How the Breach Happened
The root cause of the breach was not a software bug or a blockchain vulnerability, but a sophisticated Vishing (Voice Phishing) campaign.
Attackers targeted Figure employees via phone calls, impersonating IT support staff to bypass multi-factor authentication (MFA) protocols.
By manipulating employees into handing over administrative credentials, the hackers—linked to the ShinyHunters group—gained lateral access to the company's internal Okta environment and file storage systems.
Why the "Fullz" Data is Dangerous
While Figure has assured customers that Social Security Numbers (SSNs) were not taken, the stolen data constitutes what cybercriminals call "Fullz" records.
- SIM-Swapping: Using your DOB and phone number to hijack your mobile account.
- Identity Impersonation: Using physical addresses to pass verification checks at other financial institutions.
- Targeted Phishing: Sending highly convincing scams tailored to your specific home loan details.
Hacking Group Identification
The leak has been attributed to ShinyHunters , a prolific threat actor group known for siphoning data from high-profile companies like Microsoft, AT&T, and Ticketmaster.
Their strategy usually involves:
- Targeting SSO (Single Sign-On) providers.
- Using social engineering to bypass 2FA.
- Exfiltrating large cloud-based databases for extortion.
Technical Breakdown of the Vulnerability
Security experts point toward a failure in the Identity Access Management (IAM) pipeline.
- Lack of hardware-based MFA (like YubiKeys) for high-access employees.
- Inadequate vishing awareness training for staff.
- Excessive administrative permissions on file storage buckets.
- Failure to detect large-scale data exfiltration in real-time.
How Users Responded to the News
As news of the breach spread, search trends for "Figure Data Breach check" and "HELOC identity theft" skyrocketed.
On platforms like X and Reddit, users shared their frustration regarding:
- Delayed notification from the company.
- Fear of being targeted for mortgage-related scams.
- The irony of a blockchain-focused company falling for a phone call scam.
Official Statement from Figure
In a recent press release, Figure Technology Solutions stated:
"We have secured our environment and are working with law enforcement. We take data privacy seriously and are providing credit monitoring to those impacted."
However, researchers argue that once DOBs and addresses are leaked, the risk remains permanent even after systems are secured.
The Economic and Industry Impact
A breach of this magnitude can lead to:
- Massive regulatory fines under the CCPA and GDPR.
- Loss of trust in digital-only lending platforms.
- Increased insurance premiums for fintech companies.
- Potential class-action lawsuits from nearly a million victims.
Frequently Asked Questions
How many customers were affected by Figure breach?
Nearly 967,200 unique customers had their personal data exposed in this leak.
Was my Social Security Number stolen?
According to Figure, SSNs were not part of the stolen data set, but names and DOBs were.
What should I do if I am a Figure customer?
Change your passwords immediately and place a freeze on your credit files at the major bureaus.
Who is ShinyHunters?
ShinyHunters is a well-known hacking group famous for stealing and selling data from large corporations.
Can I still use the Figure platform safely?
The systems have been secured, but users should remain highly vigilant of incoming calls and emails.
This report covers the extensive Figure data breach of 2026, detailing the vishing attack, the specific PII compromised, and the risk to nearly one million users. Affected individuals are encouraged to use identity protection services and monitor their financial statements closely for any signs of fraud.
